diff --git a/apps/sim/lib/billing/core/limit-notifications.ts b/apps/sim/lib/billing/core/limit-notifications.ts
index 30c2238aee2..8a4311e2811 100644
--- a/apps/sim/lib/billing/core/limit-notifications.ts
+++ b/apps/sim/lib/billing/core/limit-notifications.ts
@@ -79,8 +79,6 @@ async function claimThreshold(
   return writeLimitNotifications(scope, id, setExpr, onlyIfLower)
 }
 
-const DAY_MS = 24 * 60 * 60 * 1000
-
 /** One account's credits threshold, keyed on its billing period and limit. */
 export interface CreditsThresholdClaim {
   scope: 'user' | 'organization'
@@ -92,20 +90,21 @@ export interface CreditsThresholdClaim {
 
 /**
  * The stored claims for a credits threshold, and the condition under which it is still unclaimed:
- * `credits` holds the highest threshold emailed while `creditsPeriod` (the period's start day) and
- * `creditsLimit` (the limit in cents) still match, so a new period or a changed limit — in either
- * direction — re-arms both thresholds with no reset write, while within one a claim of 100 also
- * retires 80, and never the reverse.
+ * `credits` holds the highest threshold emailed while `creditsPeriod` (the period's exact start,
+ * in epoch seconds) and `creditsLimit` (the limit in cents) still match, so a new period — even
+ * one starting the same day as the last — or a changed limit, in either direction, re-arms both
+ * thresholds with no reset write, while within one a claim of 100 also retires 80, and never the
+ * reverse.
  */
 function creditsThresholdSql(claim: CreditsThresholdClaim) {
-  const periodDay = Math.floor(claim.periodStart.getTime() / DAY_MS)
+  const periodStartSeconds = Math.floor(claim.periodStart.getTime() / 1000)
   const limitCents = Math.round(claim.limit * 100)
   const column =
     claim.scope === 'user' ? userStats.limitNotifications : organization.limitNotifications
   return {
-    next: sql`coalesce(${column}, '{}'::jsonb) || jsonb_build_object('credits', ${claim.threshold}::int, 'creditsPeriod', ${periodDay}::bigint, 'creditsLimit', ${limitCents}::bigint)`,
+    next: sql`coalesce(${column}, '{}'::jsonb) || jsonb_build_object('credits', ${claim.threshold}::int, 'creditsPeriod', ${periodStartSeconds}::bigint, 'creditsLimit', ${limitCents}::bigint)`,
     unclaimed: sql<boolean>`not (
-      (${column} ->> 'creditsPeriod')::bigint is not distinct from ${periodDay}::bigint
+      (${column} ->> 'creditsPeriod')::bigint is not distinct from ${periodStartSeconds}::bigint
       and (${column} ->> 'creditsLimit')::bigint is not distinct from ${limitCents}::bigint
       and coalesce((${column} ->> 'credits')::int, 0) >= ${claim.threshold}::int
     )`,
diff --git a/apps/sim/lib/billing/core/reporting-usage-cache.integration.ts b/apps/sim/lib/billing/core/reporting-usage-cache.integration.ts
index 3efd5100633..a8986e95741 100644
--- a/apps/sim/lib/billing/core/reporting-usage-cache.integration.ts
+++ b/apps/sim/lib/billing/core/reporting-usage-cache.integration.ts
@@ -22,7 +22,10 @@ const redisUrl = readTestRedisUrl()
 vi.mock('@sim/db', () => ({ db: { transaction }, dbReplica: {} }))
 vi.mock('@/lib/core/config/redis', () => redisConfigMock)
 
-import { readSoftGateUsageCost } from '@/lib/billing/core/reporting-usage-cache'
+import {
+  REPORTING_USAGE_CACHE_TTL_MS,
+  readSoftGateUsageCost,
+} from '@/lib/billing/core/reporting-usage-cache'
 import type { BillingEntity, UsageQueryPeriod } from '@/lib/billing/core/usage-log'
 
 const schemaName = `reporting_usage_${generateId().replaceAll('-', '')}`
@@ -71,6 +74,7 @@ describe.runIf(Boolean(redisUrl))('shared reporting usage read', () => {
   })
 
   afterEach(async () => {
+    vi.useRealTimers()
     await redis.del(sharedKey(payer))
   })
 
@@ -101,6 +105,39 @@ describe.runIf(Boolean(redisUrl))('shared reporting usage read', () => {
     await expect(readSoftGateUsageCost(payer, REPORTING)).resolves.toBe(5.75)
   })
 
+  it('shares a sum that ran longer than the TTL for a short floor instead of dropping it', async () => {
+    const now = Date.now()
+    vi.useFakeTimers({ toFake: ['Date'] })
+    vi.setSystemTime(now - REPORTING_USAGE_CACHE_TTL_MS - 1_000)
+    transaction.mockImplementationOnce(async (callback) => {
+      const result = await database.transaction(callback)
+      vi.setSystemTime(now)
+      return result
+    })
+
+    await expect(readSoftGateUsageCost(payer, REPORTING)).resolves.toBe(5.75)
+    expect(await redis.get(sharedKey(payer))).toBe('5.75')
+    const ttl = await redis.pttl(sharedKey(payer))
+    expect(ttl).toBeGreaterThan(4_000)
+    expect(ttl).toBeLessThanOrEqual(5_000)
+  })
+
+  it('anchors a stored sum expiry to when the sum began, not when it was written', async () => {
+    const now = Date.now()
+    vi.useFakeTimers({ toFake: ['Date'] })
+    vi.setSystemTime(now - 20_000)
+    transaction.mockImplementationOnce(async (callback) => {
+      const result = await database.transaction(callback)
+      vi.setSystemTime(now)
+      return result
+    })
+
+    await expect(readSoftGateUsageCost(payer, REPORTING)).resolves.toBe(5.75)
+    const ttl = await redis.pttl(sharedKey(payer))
+    expect(ttl).toBeGreaterThan(REPORTING_USAGE_CACHE_TTL_MS - 20_000 - 1_000)
+    expect(ttl).toBeLessThanOrEqual(REPORTING_USAGE_CACHE_TTL_MS - 20_000 + 5_000)
+  })
+
   it('never lets a slower, older sum replace one stored while it ran', async () => {
     transaction.mockImplementationOnce(async (callback) => {
       const result = await database.transaction(callback)
diff --git a/apps/sim/lib/billing/core/reporting-usage-cache.ts b/apps/sim/lib/billing/core/reporting-usage-cache.ts
index 440b69ca2dc..56ac65d00d0 100644
--- a/apps/sim/lib/billing/core/reporting-usage-cache.ts
+++ b/apps/sim/lib/billing/core/reporting-usage-cache.ts
@@ -28,15 +28,24 @@ const logger = createLogger('ReportingUsageCache')
  * small against a year-long allowance while turning a per-event scan into one per window.
  *
  * A sum is held both in Redis, shared by every process, and in each process that reads it. It
- * reflects the ledger as of the moment its sum began, so a served sum can omit usage written over
- * the sum's own duration, plus up to this TTL and its jitter in Redis, plus up to this TTL again
- * in the reading process.
+ * reflects the ledger as of the moment its sum began, and its Redis expiry is anchored to that
+ * moment, so it is served from Redis for at most max(this TTL + jitter, the sum's duration +
+ * {@link MIN_SHARED_TTL_MS}) after it began (plus any reconnect delay for a resent write), plus
+ * up to this TTL again in the reading process.
  */
 export const REPORTING_USAGE_CACHE_TTL_MS = 30_000
 
 /** Redis expiry is jittered by up to this much, so payers summed together do not expire together. */
 const SHARED_TTL_JITTER_MS = 5_000
 
+/**
+ * The shortest time a sum is kept in Redis. A sum that ran longer than the TTL would otherwise
+ * expire on arrival, and under the database pressure that makes sums slow, every process would
+ * then run the same slow sum again. Five seconds shares it with the processes waiting on it while
+ * adding little staleness next to the time the sum itself took.
+ */
+const MIN_SHARED_TTL_MS = 5_000
+
 /**
  * How long a read waits on a connected Redis before summing the ledger instead, so a socket that
  * has silently stopped answering costs one sum rather than the shared client's long timeouts.
@@ -95,17 +104,27 @@ function warnSharedWriteFailed(error: unknown): void {
 }
 
 /**
- * Fire-and-forget: a read never waits on, or fails because of, the shared write. The write only
- * lands when no sum is stored (`NX`), so a slow, older sum can never replace a fresher one or
- * extend its expiry.
+ * Fire-and-forget: a read never waits on, or fails because of, the shared write. The expiry is
+ * anchored to when the sum began: the remaining lifetime is computed here and written with `PX`,
+ * which every Redis version accepts, floored at {@link MIN_SHARED_TTL_MS}. A write the client
+ * resends after a reconnect re-applies that same relative lifetime from the resend, so it can
+ * extend the expiry by at most the reconnect delay. The write only lands when no sum is stored
+ * (`NX`), so an older sum can never replace a fresher one or extend its expiry.
  */
-function writeSharedReportingUsageCost(key: string, cost: number): void {
+function writeSharedReportingUsageCost(key: string, cost: number, sumStartedAt: number): void {
   try {
     const redis = readyRedisClient()
     if (!redis) return
-    const ttlMs = REPORTING_USAGE_CACHE_TTL_MS + randomInt(0, SHARED_TTL_JITTER_MS)
+    const remainingMs =
+      sumStartedAt + REPORTING_USAGE_CACHE_TTL_MS + randomInt(0, SHARED_TTL_JITTER_MS) - Date.now()
     redis
-      .set(sharedReportingUsageKey(key), String(cost), 'PX', ttlMs, 'NX')
+      .set(
+        sharedReportingUsageKey(key),
+        String(cost),
+        'PX',
+        Math.max(remainingMs, MIN_SHARED_TTL_MS),
+        'NX'
+      )
       .catch(warnSharedWriteFailed)
   } catch (error) {
     warnSharedWriteFailed(error)
@@ -124,8 +143,9 @@ async function sumReportingUsageCost(
 ): Promise<number> {
   const shared = await readSharedReportingUsageCost(key)
   if (shared !== undefined) return shared
+  const sumStartedAt = Date.now()
   const cost = await getBillingPeriodUsageCost(entity, period)
-  writeSharedReportingUsageCost(key, cost)
+  writeSharedReportingUsageCost(key, cost, sumStartedAt)
   return cost
 }
 
diff --git a/apps/sim/lib/billing/core/usage-threshold-email.integration.ts b/apps/sim/lib/billing/core/usage-threshold-email.integration.ts
index c78c90a4c3c..366c7e2bff1 100644
--- a/apps/sim/lib/billing/core/usage-threshold-email.integration.ts
+++ b/apps/sim/lib/billing/core/usage-threshold-email.integration.ts
@@ -92,7 +92,7 @@ async function claims(): Promise<Record<string, number>> {
 function claimOf(threshold: 80 | 100, periodStart = SEPTEMBER, limitCents = 10_000) {
   return {
     credits: threshold,
-    creditsPeriod: Math.floor(periodStart.getTime() / 86_400_000),
+    creditsPeriod: periodStart.getTime() / 1000,
     creditsLimit: limitCents,
   }
 }
@@ -159,6 +159,15 @@ describe('usage threshold email', () => {
     expect(await claims()).toEqual(claimOf(80))
   })
 
+  it('re-arms for a new period that starts the same day as the one it replaces', async () => {
+    const replacement = new Date('2026-09-01T12:00:00.000Z')
+    await notify(85)
+    await notify(85, { periodStart: replacement })
+
+    expect(delivered()).toEqual([warning(), warning()])
+    expect(await claims()).toEqual(claimOf(80, replacement))
+  })
+
   it('warns again at a raised limit after the old one was reached', async () => {
     await notify(100)
     await notify(100, { limit: 125 })
diff --git a/packages/db/schema.ts b/packages/db/schema.ts
index 5766d192b85..a8669b34722 100644
--- a/packages/db/schema.ts
+++ b/packages/db/schema.ts
@@ -1359,8 +1359,9 @@ export const userStats = pgTable('user_stats', {
    * re-arms when usage drops back below the re-arm band. Keyed by limit
    * category ('storage' | 'tables'); seats live on `organization`. `credits`
    * instead holds the threshold emailed for the billing period and limit in
-   * `creditsPeriod` (start day) and `creditsLimit` (cents), so a new period or a
-   * changed limit re-arms it without a reset (see `claimCreditsThreshold`).
+   * `creditsPeriod` (start, epoch seconds) and `creditsLimit` (cents), so a new
+   * period or a changed limit re-arms it without a reset (see
+   * `claimCreditsThreshold`).
    *
    * Dedup granularity is per billing account per category — intentionally NOT
    * per table, so a user hitting the row limit on several tables gets one